Terms and Conditions

Welcome to the Final Expense Direct Mail Inc. website, referred to as “the Web Site”. Final Expense Direct Mail Inc. manages and operates this website to provide information and related features. These terms and conditions, presented herein as the “Terms of Use” establish a legally binding agreement between Final Expense Direct Mail Inc. and you, outlining the terms under which Final Expense Direct Mail Inc. grants you access to the Web Site.
The information presented on the Web Site is solely for informational purposes.
Please take a few moments to review the Terms of Use. By accessing and using the Web Site, you are agreeing to be bound by all of the Terms of Use, as well as all applicable federal, state, and local laws and regulations that govern the Web Site. If you do not agree with any of the Terms of Use, you are not authorized to access or use the Web Site for any purpose.
Access Rights
By entering into this Agreement, you are granted a revocable license to access the Web Site without charge. However, your access privileges are conditional upon your adherence to the terms of this Agreement. We reserve the right to temporarily deny you access to the Web Site or permanently terminate your access privileges at any time if, in our sole discretion, you have failed to comply with the terms of this Agreement or if it appears likely that you will not do so.
While we agree to grant you access, we do not obligate ourselves to maintain this site or to maintain it in its present form. We expressly reserve the right to modify, suspend, or terminate your access privileges. You agree and understand that we may, at our sole discretion and without prior notice, close this website or deny you access to it. Your access privileges may not be transferred to any third parties.
The content is not intended for distribution or use in locations where such actions are prohibited.
The information on this website is not intended for distribution or use in jurisdictions where it would be contrary to law or regulation.
These Terms of Use may change without prior notice
Final Expense Direct Mail Inc reserves the right to modify these Terms of Use at any time without prior notice. Your use of the Web Site following any such modification constitutes your agreement to abide by the updated Terms of Use. Therefore, we encourage you to review these Terms of Use whenever you use the Web Site. The latest revision date of these Terms of Use is provided below.
Notices of restrictions on your use
The website, including all data, information, and content (referred to as the “Content”), that you encounter while using this website, is the property of Final Expense Direct Mail Inc. and may be protected by U.S. and international copyright, trademark, intellectual property, and other applicable laws. Content provided by third parties on this website is used with their permission. You are permitted to download, print, and store selected portions of the Content for personal use, with the condition that, unless expressly authorized by Final Expense Direct Mail Inc:
  1. Do not copy, post, transmit, distribute, publish, or broadcast the Content on any network computer or in any media, including, but not limited to, websites.
  2. You do not modify or alter the Content in any way or delete or change any copyright or trademark notice.
Copying or downloading Content from the website does not transfer any rights, titles, or interests to you. Final Expense Direct Mail Inc. retains full title and intellectual property rights in any Content you copy or download from the website.
You agree not to alter, modify, reformat, copy, download, reproduce, duplicate, display, distribute, repost, transmit, publish, license, sell, rent, transfer, or create derivative works from any Content obtained from the Web Site unless you have received written permission from Final Expense Direct Mail Inc. Furthermore, using the Content for any purpose not expressly permitted in these Terms of Use is prohibited. Additionally, you may not use any of the marks appearing throughout the Web Site without the express written consent of the trademark owner, except as permitted by applicable law. 'Final Expense Direct Mail Inc' is a registered trademark of Final Expense Direct Mail Inc.
Disclaimer of warranties
The information on the Web Site is provided 'as is.' You explicitly agree to assume full responsibility and risk for your use of the Web Site. Final Expense Direct Mail Inc. makes no express or implied warranties, representations, or endorsements whatsoever regarding the Web Site. Final Expense Direct Mail Inc. expressly disclaims all warranties of any kind, whether express, implied, statutory, or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and noninfringement concerning the Web Site and any Content contained therein, including third-party information.
Final Expense Direct Mail Inc. shall not be liable for any loss or damage, whether direct or indirect, arising from the use of the Web Site, the Services, or any Content contained therein, including third-party information. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all content provided by the Web Site.
Final Expense Direct Mail Inc. does not warrant that the functions performed by this Web Site or the Services will be uninterrupted, timely, secure, or error-free, nor that defects in this Web Site or the Services will be corrected. Final Expense Direct Mail Inc. also does not warrant the accuracy or completeness of the content provided by this Web Site or the Services, or that any errors in the content will be corrected. This Web Site, the Services, and the Content are provided on an 'as is' and 'as available' basis.
Limitation of liability
If you are dissatisfied with the Web Site, any of the content on the Web Site, or the Terms of Use, your sole and exclusive remedy is to stop using the Web Site. By using the Web Site, you acknowledge that your use of it is at your own risk.
You understand and agree that under no circumstances will Final Expense Direct Mail Inc. be liable for any damages, including, but not limited to:
  • Any direct, incidental, consequential, exemplary, or indirect damages (including, but not limited to, damages for loss of business profits, business interruption, loss of data, programs, or information, and the like) arising from the use of, or inability to use, the Web Site, or the information or content provided therein.
  • Any claim attributable to errors, omissions, or other inaccuracies in the Web Site or the content contained therein or downloaded through this Web Site.
  • Unauthorized access to or alteration of your transmissions or data.
  • Statements or conduct of any third party on the Web Site.
  • Any other matter relating to the Web Site, even if Final Expense Direct Mail Inc. has been advised of the possibility of such damages.
Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the limitations mentioned above may not apply to you. In such states, Final Expense Direct Mail Inc.'s liability is limited, and warranties are excluded to the greatest extent permitted by law.
Personal information and Privacy Policy
User Conduct: You agree not to take any action that:
  • interferes with the proper functioning of the Web Site.
  • places an unreasonable or disproportionately large load on the Web Site’s infrastructure.
  • Unauthorized access to or alteration of your transmissions or data.
  • Statements or conduct of any third party on the Web Site.
  • Any other matter relating to the Web Site, even if Final Expense Direct Mail Inc. has been advised of the possibility of such damages.
Final Expense Direct Mail Inc. does not warrant that the functions performed by this Web Site or the Services will be uninterrupted, timely, secure, or error-free, nor that defects in this Web Site or the Services will be corrected. Final Expense Direct Mail Inc. also does not warrant the accuracy or completeness of the content provided by this Web Site or the Services, or that any errors in the content will be corrected. This Web Site, the Services, and the Content are provided on an 'as is' and 'as available' basis.
General provisions
  • Entire agreement : These Terms of Use constitute the entire agreement between the parties regarding the subject matter hereof, and they supersede all previous written or oral agreements between the parties regarding such subject matter. No waiver by Final Expense Direct Mail Inc. of any breach or default under this agreement shall be deemed a waiver of any prior or subsequent breach or default.
  • Correction of errors and inaccuracies : The Content on the Web Site may contain typographical errors or other inaccuracies and may not be complete or up to date. Consequently, we reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. However, we do not guarantee that all errors, inaccuracies, or omissions will be corrected.
  • No endorsements of links : Hypertext links to third-party websites or information do not constitute or imply an endorsement, sponsorship, or recommendation by Final Expense Direct Mail Inc of the third party, the third-party website, or the information contained therein. You acknowledge and agree that Final Expense Direct Mail Inc is not responsible for the availability of any such websites and that Final Expense Direct Mail Inc does not endorse or warrant, and is not responsible or liable for, any such website or the content therein. Any links to other sites are provided for convenience only. You should make your own decisions regarding your interactions or communications with any other website.
  • Enforcement :
    1. If any part of these Terms of Use is determined to be invalid or unenforceable, it will not affect any other provision of these Terms of Use, all of which will remain in force and fully effective.
    2. These Terms of Use are governed by and will be interpreted in accordance with the laws of the State of New Jersey, without regard to any conflict of law provisions.
    3. While you acknowledge that Final Expense Direct Mail Inc. can enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in Bergen County, U.S.A., for any and all disputes related to these Terms of Use, Final Expense Direct Mail Inc.'s Privacy Policy, your use of the Web Site, any other website, or the Content or Material contained therein. User If you have any questions about these Terms of Use, the practices of the Web Site, or your dealings with the Web Site, you may contact us by sending a letter via the U.S. mail to: ChatGPT Your provided statement effectively communicates how to contact Final Expense Call Direct Mail Inc. for questions or inquiries. However, for improved readability: &ldquoIf you have any questions about these Terms of Use, the practices of the Web Site, or your interactions with the Web Site, you can contact us by sending a letter via U.S. mail to:”
  • General contact information : If you have any questions about these Terms of Use, the practices of the Web Site, or your interactions with the Web Site, you can contact us by sending a letter via U.S. mail to:
    Final Expense Direct Mail Inc
    228 Park Ave S. Suite # 83872
    New York, NY 10003-1502
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